Medicare Made Easy

We believe that the better educated you are about Medicare insurance, the easier it will be for you to make the right decisions about your Medicare health insurance choices. That's why we've created this resource section.

This Medicare Learning Center is here to educate you on your Medicare health insurance options and provide you with the resources you need to help you select the right plan for your unique needs.


If there's anything you need or if you have any questions, please feel free to contact us. We are here to help.

Medicare 2020 Costs at a Glance

Part A premium

Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you buy Part A, you'll pay up to $458 each month in 2020. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $458 in 2020.

Part A hospital and inpatient deductible

You pay: 

  • $1,408 deductible for each benefit period
  • Days 1-60: $0 coinsurance for each benefit period
  • Days 61-90: $352 coinsurance per day of each benefit period
  • Days 91 and beyond: $704 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)
  • Beyond lifetime reserve days: all costs

Part B premium

Most people pay $144.60 each month (or higher depending on your income).

Part B deductible and coinsurance

$198 per year. After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment

Part C premium

Part C monthly premium varies by plan

Part D premium

The Part D monthly premium varies by plan (higher-income consumers may pay more)