Medicare Made Easy

We believe that the better educated you are about Medicare insurance, the easier it will be for you to make the right decisions about your Medicare health insurance choices. That's why we've created this resource section.

This Medicare Learning Center is here to educate you on your Medicare health insurance options and provide you with the resources you need to help you select the right plan for your unique needs.

If there's anything you need or if you have any questions, please feel free to contact us. We are here to help.

Medicare 2020 Costs at a Glance

Part A premium

Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you buy Part A, you'll pay up to $458 each month in 2020. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $458 in 2020.

Part A hospital and inpatient deductible

You pay:

$1,408 deductible for each benefit period
Days 1-60: $0 coinsurance for each benefit period
Days 61-90: $352 coinsurance per day of each benefit period
Days 91 and beyond: $704 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)
Beyond lifetime reserve days: all costs

Part B premium

Most people pay $144.60 each month (or higher depending on your income).

Part B deductible and coinsurance

$198 per year. After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment

Part C premium

Part C monthly premium varies by plan

Part D premium

The Part D monthly premium varies by plan (higher-income consumers may pay more)

What to Do During Your First Year With Medicare
Fill out an Authorization Form if you want your family or friends to call Medicare on your behalf. Medicare can't give personal health information about you to anyone unless you give permission in writing first.

Make a "Welcome to Medicare" Preventive Visit appointment with your doctor during the first 12 months you have Medicare. This free, one-time comprehensive "Welcome to Medicare" preventive visit puts you in control of your health and your Medicare from the start.

Sign up for MyMedicare.gov, the secure online service where you can access your personal Medicare information 24 hours a day, every day. You can:
- Track your health care claims
- View your "Medicare Summary Notices" (MSNs)
- Order a replacement Medicare card
- Check your Medicare Part B deductible status
- View your eligibility information
- Track your preventive services
- Find information about your Medicare health plan or Medicare Prescription Drug Plan (Part D), or search for a new one
- Keep your Medicare information in one convenient place
Learn what Medicare covers. You’ll get a list of tests, items, and services that are covered no matter where you live. If your test, item, or service isn’t listed, talk to your doctor or other healthcare provider about why you need certain tests, items, or services, and ask if Medicare will cover them.

And, don’t forget to give us a call with your questions.

This information came from www.medicare.gov
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